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MoneyMath

Texas Paycheck Calculator (2026)

Texas has no state income tax. This calculator shows your exact net take-home for weekly, biweekly, semi-monthly, or monthly pay — federal, FICA, and pre-tax deductions only.

🟢 Updated April 2026👤 Reviewed by MoneyMath Editorial⚡ Runs in your browser · no data sent
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Net Take-Home Per Paycheck
$2,037
$52,951/year · 15.8% effective tax rate
Gross per paycheck$2,692
Pre-tax deductions (annual)− $6,000
Federal income tax− $5,694
FICA — Social Security (6.2%)− $4,340
FICA — Medicare (1.45%)− $1,015
Texas state income tax$0 (no state tax)
Annual net take-home$52,951

Texas: no state income tax

Texas is one of nine US states with zero state income tax (alongside Florida, Nevada, Tennessee, Washington, Wyoming, South Dakota, Alaska, and New Hampshire — NH phases out on investment income by 2027). That means your Texas paycheck is federal + FICA + pre-tax deductions only.

The tradeoff: Texas property tax

Texas makes up for lack of income tax with the 8th highest property tax in the nation (1.68% average effective rate). A $400,000 Texas home = ~$6,700/year in property tax vs ~$1,200 in Colorado at similar home value. Budget accordingly — especially with Texas's 10% annual assessment cap being tested by rising values.

Texas local taxes

  • No city income tax — Houston, Dallas, Austin, San Antonio all zero
  • Sales tax: 6.25% state + up to 2% local (usually 8.25% total in cities)
  • Franchise tax: Only for LLCs/corps earning $1.23M+ in revenue (doesn't hit W-2 workers)

Frequently Asked Questions

Does Texas have any hidden state taxes on wages?

No. Zero income tax on wages, bonuses, or self-employment. The state has proposed and rejected income tax multiple times — requires a constitutional amendment which has never passed.

What's the highest-earning city in Texas for take-home?

Austin tech (FAANG offices) typically pays the highest salaries, but also has the highest cost of living. Houston oil/energy + Dallas finance are strong for senior roles. Tyler, Corpus Christi, El Paso offer lower salaries but much lower COL.

Should I move from California to Texas to save tax?

California + local tax on a $150k salary = roughly $12,000-14,000/year. Texas = $0 state. BUT: higher Texas property tax, slightly higher auto insurance in some cities, and lifestyle considerations. Model the full picture before relocating.

Do Texas contractors pay estimated quarterly state tax?

No — Texas has no state income tax on individuals. Self-employed Texans pay federal quarterly estimates only (April 15, June 15, Sept 15, Jan 15). Huge simplicity win for freelancers.