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MoneyMath

Hourly to Salary Calculator (all pay frequencies)

Convert $X/hour to yearly, monthly, biweekly, and weekly salary. Handles any hours/week and PTO adjustment. Also works for comparing job offers across pay formats.

๐ŸŸข Updated April 2026๐Ÿ‘ค Reviewed by MoneyMath Editorialโšก Runs in your browser ยท no data sent
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52 = full year incl. PTO. Subtract unpaid weeks if unpaid gaps.

$25.00/hr =
$52,000/yr
Based on 40 hrs ร— 52 weeks
Per month$4,333
Per biweekly paycheck$2,000
Per week$1,000
Per day (5-day week)$200.00
Show the formula
annual = hourly ร— hours/week ร— weeks/year
monthly = annual / 12
biweekly = annual / 26 (actually 26.07 due to leap years)

Common conversions

The quick math

The rule of thumb: double your hourly rate, add three zeros. $20/hr ร— 2 = 40 ร— $1,000 = $40,000 annual (full-time). Works because 2,080 hours/year (40 ร— 52) โ‰ˆ 2,000 for approximation. Actual is about 4% higher.

What affects your real take-home

  • Overtime โ€” time-and-a-half past 40 hours/week boosts annual by 30โ€“50% for heavy-OT workers.
  • Unpaid time off โ€” if you take 2 weeks off unpaid, multiply by 50/52 โ‰ˆ 96% of the base number.
  • Taxes + health insurance โ€” federal, state, and FICA typically take 20โ€“30% off the top for mid-income workers.
  • Benefits โ€” a $60k salary with full benefits often beats a $75k salary with no benefits.

Frequently Asked Questions

Why does biweekly not equal annual / 26 exactly?

A year has 52.14 weeks, so biweekly pay periods = 26.07 per year. Two months per year contain three paychecks instead of two. Some employers use 26 even biweekly periods (pay a little more each check); others use exact-days accounting.

How many working hours are in a year?

Standard full-time = 2,080 hours (40 hrs ร— 52 weeks). With 2 weeks unpaid vacation = 2,000. With 3 weeks PTO included = 2,080 (PTO is paid hours). Most salary calculators assume 2,080.

What's the difference between gross and net pay?

Gross = before deductions. Net = after federal income tax, state income tax, FICA (7.65%), benefit premiums, and 401(k) contributions. For a mid-bracket single filer, net is usually 70โ€“78% of gross.

How do I convert back โ€” salary to hourly?

Divide by 2,080 for an approximate hourly (assumes 40 hrs/week, 52 weeks, no overtime). For true hourly including overtime and PTO-weighting, use the hourly rate calculator from the Tools menu.